Motor
Private and commercial vehicles: comprehensive and third-party cover against accidents, theft, fire and liabilities.
Third-party from KES 7,500Get a motor quoteNGUZO INSURANCE AGENCY
A trusted agency in securing your future and simplifying insurance access.
IRA regulatedRegulated by the Insurance Regulatory Authority
E-coversDelivered by email or WhatsApp
Backed by Golden Pillar SACCOA subsidiary you can trust
Multiple insurers, one agencyCompare leading underwriters in one place
A modern insurance agency built on trust
Nguzo Insurance Agency is a subsidiary of Golden Pillar SACCO, regulated by the Insurance Regulatory Authority (IRA). We connect clients with suitable insurance products and give financial and risk advice with a holistic approach to risk management.
- November 2023Registered as a business
- August 2024Licensed by the IRA
- January 2025Operations begin
Our Mission
To be a model agency in safeguarding our clients' futures by providing reliable financial and risk advice while embracing technology to simplify insurance access.
Our Vision
To be a leading agency in guarding all life uncertainties for clients by providing reliable advice, with a future focus on leveraging technology for seamless insurance solutions.
Client-centricity
Every decision starts with our clients' needs and long-term security.
Integrity
We do what is right, honour agreements, and stand by our actions.
Innovation
We continuously improve and embrace technology to serve you better.
Collaboration
We partner with communities, SACCOs and institutions for shared growth.
Accountability
We take ownership of our advice, service and results.
Cover for every part of life
Life and general covers designed for Kenyan families, farmers, students and businesses.
Livestock & Crop
Nguzo AgriBima protects cattle, goats and sheep against death, theft and major perils.
Premium: 3% of animal valueGet a livestock quoteHome & Property
Buildings, contents and property protected against fire, theft, floods and storms.
Tailored quotationGet a home quoteLife & Education
Education plans, investment plans and life cover that secure your family's future.
Flexible contributionsGet a life quoteHealth
Affordable medical cover for individuals and families, with access to a network of providers.
Inpatient from KES 2,500 / yearGet a health quoteBusiness
SME packages, WIBA, public and professional liability, and business interruption cover.
Tailored to your businessGet a business quoteStudent Attachment
Industrial attachment and internship cover for university, college, TVET and NGO interns, with quick e-cover.
From KES 350Get attachment coverNSSF Tier II
Guidance on contracting Tier II out to a private pension scheme. A pensions service, not an insurance product.
Pensions advisoryGet guidanceGetting covered is simple
Four steps from question to cover.
Choose your cover
Pick the insurance you need from our range, or tell us what you want to protect.
Get your quote
Use the instant estimate where rates are published, or send a request for a tailored quotation.
We finalise with the insurer
A consultant confirms the premium, prepares your documents and issues your cover.
Stay protected
We remind you before renewal and guide you through claims when you need us.
Ready to get covered?
Open our online quote tool for instant estimates on motor and livestock cover, or request a call back for any other product.
Kenya's leading underwriters
We work with trusted insurers and the Insurance Regulatory Authority to deliver reliable cover.
Frequently asked questions
Is Nguzo Insurance Agency licensed?
Yes. Nguzo Insurance Agency is regulated by the Insurance Regulatory Authority (IRA). We were registered in November 2023, licensed in August 2024 and began operations in January 2025. We are a subsidiary of Golden Pillar SACCO.
How do I get a quotation?
Open the online quote tool. For motor and livestock cover you will see an instant estimate. For other covers, send your request and a consultant will prepare a tailored quotation and contact you.
Are the online estimates final?
No. Estimates are indicative and based on our published rates. The final premium is confirmed by our consultant and the underwriter, and may include statutory levies.
Which insurers do you work with?
We work with leading underwriters including CIC, Old Mutual, Britam, Jubilee, APA and AMACO, so we can match you with a suitable product.
How quickly can students get attachment cover?
Attachment and internship covers start from KES 350 and are processed quickly, with e-cover sent by email or WhatsApp, so students do not need to visit an office.
What is NSSF Tier II contracting-out?
It allows eligible employers to direct Tier II contributions to an approved private pension scheme instead of the national fund. We guide you on eligibility, RBA approval and paperwork. It is a pensions service, not an insurance product.
How will I know when my policy is due for renewal?
We keep track of your policy dates and remind you before expiry by phone, SMS, WhatsApp or email so your cover does not lapse.
How do I report a claim?
Contact us by phone or WhatsApp with your policy number and a short description of what happened. Our team will guide you through the documents and the insurer's claims process.
Let's talk about your cover
We are happy to answer your questions and help you choose the right protection.